My credit with them was pulled on 3/1/16 when I applied. I would have thought that 6/1/16 it would update ( had some major improvements on EQ) is it every 3 months per account or 3 months quarterly ( meaning everyone is updated at the same time) . Idk. I haven't seen a SP on EQ yet. The last one was the one on 3/1 or is there just a delay. My score with them was a 560 so I kind of curious how much it raised.
If they HP you on 3/1 they say it lasts up to 90 days. From that point, I don't know when they do soft pulls. Anything applied for after the 90 day period would be a HP.
Total CL: $321.7k
UTL: 2%
AAoA: 7.0yrs
Baddies: 0
Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping
I was more interested in knowing more their fico product they offer which is a model called NG2. I was under the assumption it updates quarterly where as mine hasn't updated yet.
Penfed updates the NG2 FICO score every quarter. They soft pull your report a month before they update your score. So, Penfed probably soft pulled your report on June 1st. They will update your NG2 FICO on July 1st. They score they give you on July 1st will actually be your score from June 1st.
