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Penfed changing to FICO 9

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Anonymous
Not applicable

Re: Penfed changing to FICO 9

Was just approved for the PenFed Platinum Rewards Visa Signature. My score was much higher than their old system. And when my tax lien was removed, my FICO 9 Score went up 62 points. 

 

7/25/17

PenFedFICO9.jpg

 

8/27/17

PenFedFICO9a.jpg

 

 

 

Message 11 of 16
sueblue34
Frequent Contributor

Re: Penfed changing to FICO 9

@GTC41 how did you manage to obtain so many Amex cards?! I have one but I'd love to eventually get a few more
Message 12 of 16
sueblue34
Frequent Contributor

Re: Penfed changing to FICO 9

BurgeoningHope Just pay it because it's not worth the long term headache
Message 13 of 16
mrldp40
Established Contributor

Re: Penfed changing to FICO 9

My 09 fico finally showed on penfed but its from 5/30/2017. 550 checked my fico 609 09 fico eq got a ways to go .
ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 14 of 16
Anonymous
Not applicable

Re: Penfed changing to FICO 9


@mrldp40 wrote:
My 09 fico finally showed on penfed but its from 5/30/2017. 550 checked my fico 609 09 fico eq got a ways to go .

Something's amiss. Mine is also from 5/30/2017, BUT I have myFico 3B pull from 8/28/2017.

Screen Shot 2017-09-01 at 18.13.47.pngScreen Shot 2017-09-01 at 18.13.23.pngScreen Shot 2017-09-01 at 18.13.34.png

 

Penfed says 05/30/2017 Fico 9 is 635.

myFico says 8/28/2017 Fico 9 is 731.

 

So...I wouldn't give PenFed's score much thought.

Message 15 of 16
Anonymous
Not applicable

Re: Penfed changing to FICO 9

AMEX has been the initial lender to help me rebuid the credit report I have now. They did a Financial Review on my account after my 3rd AMEX card. I complied to their request of my 4506-T. I have been honest and truthful with my application and they have been very generous with me since then. 

 

Message 16 of 16
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