People Say Don't Pay CK Any Mind

[MzOptimistic]

Also my scores in siggy are MyFico scores but as I've stated MyFico has not updated and still shows all the baddies on my reports. My TRANS score on Capital One is 575 and my Equifax score on Equifax is 550 my EX score is 514. MyFico reports are the same report since 06/10/2015. I'm sure once, they update, my scores would be even higher.

[MzOptimistic]

MyFico Updated myTransunion report today. I had a 76 point increase.

[Anonymous]

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@TRC_WA wrote:

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@Anonymous wrote:

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The MyFICO 3 bureau monitoring does have some major flaws IMO, which is why I have switched to Experian's Credit Check Total, for $14.95 a month. Daily EX pulls and FICO 8 score, plus TU and EQ pulls and FICO 8 scores three times per month.

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How are you getting it for $14.95?  The website shows $29.95 a month.

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I was just getting ready to ask that.

[Anonymous]

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@Anonymous wrote:

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@TRC_WA wrote:

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@Anonymous wrote:

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The MyFICO 3 bureau monitoring does have some major flaws IMO, which is why I have switched to Experian's Credit Check Total, for $14.95 a month. Daily EX pulls and FICO 8 score, plus TU and EQ pulls and FICO 8 scores three times per month.

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How are you getting it for $14.95?  The website shows $29.95 a month.

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I was just getting ready to ask that.

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I'm guessing that's a special discounted price offered by the CSR. That's a great deal if true. I'd probably sign up a few months.

[TRC_WA]

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@Anonymous wrote:

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@Anonymous wrote:

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@TRC_WA wrote:

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@Anonymous wrote:

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The MyFICO 3 bureau monitoring does have some major flaws IMO, which is why I have switched to Experian's Credit Check Total, for $14.95 a month. Daily EX pulls and FICO 8 score, plus TU and EQ pulls and FICO 8 scores three times per month.

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How are you getting it for $14.95?  The website shows $29.95 a month.

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I was just getting ready to ask that.

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I'm guessing that's a special discounted price offered by the CSR. That's a great deal if true. I'd probably sign up a few months.

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That's correct... sign up for the $1 deal and call to cancel on 7th day.... tell them price is too high and they'll offer you the 50% discount.

Thanks Norm. 

[Anonymous]

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@TRC_WA wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@TRC_WA wrote:

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@Anonymous wrote:

---

The MyFICO 3 bureau monitoring does have some major flaws IMO, which is why I have switched to Experian's Credit Check Total, for $14.95 a month. Daily EX pulls and FICO 8 score, plus TU and EQ pulls and FICO 8 scores three times per month.

---

How are you getting it for $14.95?  The website shows $29.95 a month.

---

I was just getting ready to ask that.

---

I'm guessing that's a special discounted price offered by the CSR. That's a great deal if true. I'd probably sign up a few months.

---

That's correct... sign up for the $1 deal and call to cancel on 7th day.... tell them price is too high and they'll offer you the 50% discount.

Thanks Norm. 

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A little confused here. I thought the $1 deal was for Experian Credit Tracker and only get Experian scores. I couldn't find Credit Check Total anywhere on the site. Could I get a link?

[Anonymous]

https://www.creditchecktotal.com

[GoldSorata]

Wait a sec... so this credit check total is through experian and you get daily EX pulls and multi monthly TU and EQ pulls?

I'm currently doing the Experian credit tracker where I get daily EX pulls and score, I did the $7 7 day trial and then called them and they redued the price to about $12 a month for 6 months.

This credit check total sounds like a much better deal for a couple bucks more 

[Anonymous]

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@GoldSorata wrote:

Wait a sec... so this credit check total is through experian and you get daily EX pulls and multi monthly TU and EQ pulls?

I'm currently doing the Experian credit tracker where I get daily EX pulls and score, I did the $7 7 day trial and then called them and they redued the price to about $12 a month for 6 months.

This credit check total sounds like a much better deal for a couple bucks more 

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Correct. I just signed up. Looks excellent.

[Broke_Triathlete]

I'm going to sign up after I get off work for CCT. I'm interested to see how the CK scores compare. Reason being is I guage my progress off CK and then occasionally pull FICO scores. I'm excited about the CR's too because I'm in the middle of cleaning up some inaccurate data as well.