I signed up with Windstream Communications (formerly Alltel) for a bundle of phone, Internet access, and satellite television. All billing will be done through Windstream, and the only time I will have contact with Dish is for tech support on their satellite service. I was informed of (and I guess had no choice but to consent to) a credit check to be performed by Windstream. Does that give Dish permissible purpose? Or can I write an impermissible purpose letter to Dish?
WINDSTREAM 03/28/2008 Equifax
DISH-NTWRK 03/28/2008 Equifax
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(My info goes here)
Attention: Echostar (also: Dish Network)
5701 S Santa Fe Dr
Littleton, CO 80120-1813
Dear Echostar,
This letter is a formal demand that you immediately contact Equifax, where your organization has made an inquiry into my credit history, to have your illegal inquiry removed. Be advised that I will be checking my reports to ensure you have had the following unauthorized inquiry removed:
Made by: Echostar
Made on: 03/28/2008
Made with: Equifax
I have not signed any documents authorizing your organization to view my credit history therefore, your inquiry into my credit report violates the Fair Credit Reporting Act, Section 1681b(c): Transactions Not Initiated by Consumer.
I have had no direct contact with your company regarding a credit report, and my involvement with Windstream Communications and my authorization to them for an inquiry into my credit does not authorize Dish Network to access my credit report.
Once again, I am writing to request the removal of this inquiry from my Credit Report.
Sincerely.
(Me)
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