Personal Loan Approval Help!

[Anonymous]

I'm in need of a fair amount of cash for some unexpected attorney fees and need help finding a personal loan.  I filed CH7 BK in 2013 and my current scores are

EQ 606 TU 611 EX 634.  I've tried sites like Lending Tree, OneMain, Prosper, etc with no luck.  The applications keep hurting my score so i'm just looking for a lender that I will have good approval odds with.

Any help/advice would be greatly appreciated! 

[Anonymous]

Have you tried a credit union or the bank you currently bank with?

[Anonymous]

Yes, i'm a member of both Navy Federal and Pentagon Federal Credit Unions and they have declined me for a personal loan and lines of credit. I'm wondering if I should try a local credit union, but still unsure of the approval odds

[Anonymous]

I was in a similar position as you in 2013 and all sorts of loan places turned me down. I ended up opening 2 cards with Capital One and that bailed me out. You can try that as a last ditch effort. Before that, try local credit unions/smaller banks and maybe Springleaf. Just a suggestion.

[Anonymous]

Thanks, I appreciate the advice!  I'm going to pay down some credit lines in hopes of a boost and then apply for another CC.  Fingers crossed!

[Anonymous]

Best of luck!