Personal Loan

[clewis122]

Hi, guys!!!

I'm looking to take out a personal loan of $2000. I would like to know if I prequalify before any hard pulls are done. A decent APR would be great. I live in Illinois, by the way. Any suggestions?

EX 702
EQ 711
TU 749

[Anonymous]

This would be an unsecured loan -- as in, you need the money, plan to use it in some way, and then slowly pay it back in 1-3 years.  Is that right?

[Anonymous]

You can test the waters for a loan without incurring a hard pull credit inquiry. Payoff.com, Sofi.com, Prosper.com, LendingClub.com, Avant.com, Upstart.com, BestEgg.com, CircleBackLending.com, Pave.com, LoanDepot.com, and PromiseFinancial.com are all soft pulls to see if you qualify, how much you can get, and at what APR.

Note: I've checked rates with all of these, and all were soft pulls at the time of app. However, you should verify that is still the case before checking your rate.

[clewis122]

Unsecured. That is correct.