If I am reading your sig properly, it is going to be difficult to get a sig/personal loan. At least at a rate that makes financial sense. Am I reading correctly you have a BK reporting. Then after the BK, you have between 3-20 collections on each credit report? Are the collections paid? If the collections are from before your BK, be sure to hit up the rebuilding section here to make sure they are coded properly. They should have dropped off by now if they were from before the BK.
The other issue lenders may have is if you have enough income to pay your current obligations. Are you making payments on 2 auto loans and 2 installment loans? I am assuming your student loan is in deferment. Do you have enough income to cover all of your current loans plus the new loan? Will you be able to work as many hours once you start school?
Assuming you don't have a co-signer, I think your best course of action is to get a second job. Pay off your debts / save money. Use the rebuilding section to address any derog's in your credit report. Once your BK falls off (Dec 2017?), look to going back to school. Adding more debt now sounds very risky.
For what it is worth, credit cards are easier to obtain than unsecured personal loans. Many credit cards have a 0% interest rate intro period and/or balance transfer options. I don't know what kind of limits you could get approved for. Moreover, maxing out your credit cards is likely to result in AA from the CCC. If you have a co-signer with good credit/income it would be much easier to get approved.
