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Phone balance due on credit score.

sunjaipatil8
New Visitor

Phone balance due on credit score.

Hi Everyone,

 

I am new to USA, I moved from Australia in September. I got my first sim card from AT & T with my passport as my documents. It was a pre paid one (though AT & T a wireless account). AT & T is expensive and service is not so great. I ported my number from AT & T to mint which is much cheaper. 

 

However, I do have a bill of 164 dollars in AT & T. I was of the opinion that if I don't pay my service will be suspended but there is an outstanding bill. So, my question does that bill amount affect my credit score. Note that AT & T people don't have my SSN details. 

 

Thanks

Message 1 of 6
5 REPLIES 5
Jnbmom
Community Leader
Super Contributor

Re: Phone balance due on credit score.

If you owe the bill I suggest you pay it or this will hit your reports .

EXP 778 TU790 EQ 752
Message 2 of 6
805orbust
Established Contributor

Re: Phone balance due on credit score.

+1

It most certainly will hit your credit reports.


Message 3 of 6
OmarGB9
Community Leader
Super Contributor

Re: Phone balance due on credit score.

Definitely pay it. They will come after you. If you stop paying, yes service will be suspended, but they'll still come after you for that final bill.


Last App: 12/27/2021
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Currently rebuilding as of 04/11/2019.

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Current FICO 8 scores:


Message 4 of 6
SouthJamaica
Mega Contributor

Re: Phone balance due on credit score.


@sunjaipatil8 wrote:

Hi Everyone,

 

I am new to USA, I moved from Australia in September. I got my first sim card from AT & T with my passport as my documents. It was a pre paid one (though AT & T a wireless account). AT & T is expensive and service is not so great. I ported my number from AT & T to mint which is much cheaper. 

 

However, I do have a bill of 164 dollars in AT & T. I was of the opinion that if I don't pay my service will be suspended but there is an outstanding bill. So, my question does that bill amount affect my credit score. Note that AT & T people don't have my SSN details. 

 

Thanks


Yes it will wreck your credit.

 

In any event, you should honor your agreement and pay it.


Total revolving limits 699000 (597000 reporting) FICO 8: EQ 718 TU 721 EX 698

Message 5 of 6
pizzadude
Moderator

Re: Phone balance due on credit score.

Agree with all the comments above, also I'll add that even without your SSN they can still update your credit reports with a collection if you do not pay. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 6 of 6
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