Pick 5, only 5!!

[sarge12]

OK...I'll play

1) Vital FCU Visa...4.99% interest...my sister uses it and pays it.

2) Chase Amazon Prime Visa....5% cash back at amazon

3) American Express Blue Cash Preferred....6% cash back on groceries

4) State Farm Visa Signature.....3% on insurance, my highest limit card

5) Discover It....mainly for the fact that I get TU credit score and Discover provides everyone free EX score.

Fortunately I don't have to only have 5, because I would like to keep my Citi double cash and Capital One QS cards also.

The rest, I could easily see chucking...especially TD bank and Barclaycard...Wells Fargo could go also

[OmarR]

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@KELSTAR wrote:

CITI COSTCO VISA=6.5K EXECUTIVE MEMBERSHIP= 6% cash back on gas at Costco. 5% cash back on travel booked through Costco. 4% cash back on anything else bought through Costco but mostly groceries. 3% cash back on restaurants. All the deals with the cash back on practically anything. I think it's the most well rounded card on the planet. 

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Are you adding 2% to your gas purchases because of your executive membership? Since you don't get the 2% from the executive membership at the gas pump, it's only 4%. At least in the U.S.

Unless you have found a work-around, which I would be interested to hear.

[Anonymous]

My five cards with the most spend:

American Express Blue Cash Preferred   : 6% groceries , $95 Annual Fee

Citi Double Cash                                          :  2%  on everything,  Price Rewind,

Barclay Uber                                                 : 4% Restaurants, 3% Travel, $50 Digital Subscription Credit

US Bank Cash+                                            : 5% Utilites, 5%  Cell Phones  

Capital One Buy Power Card                    : 5% first $5000 of everything, 2% afterwards.   

[KELSTAR]

I was adding that 2%. I thought it would equal 6% at Costco pumps. If not, I have the Penfed platinum rewards for 5%.

[Anonymous]

I guess I'll play...

- Amex PRG (Daily Driver)

- Chase Amazon Prime 

- Capital One QS (want to replace with a 2% card)

- Bestbuy

- Wells Fargo Visa Sig (highest CL)

[OmarR]

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@KELSTAR wrote:

I was adding that 2%. I thought it would equal 6% at Costco pumps. If not, I have the Penfed platinum rewards for 5%.

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You don't get the 2% CB executive on:

gasoline

cigarettes

cash cards

stamps

foodcourt (since they don't scan your membership card)

alcohol in certain states.

So if you normally carry your Penfed card, I would use that instead if the additional 1% matters to you.