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loveninewest wrote:
I need all the help I can get. I just pulled my TU CR and the Direct Student loan servicing center. (Federal student loan) reported me 60 and 90 day lates several times. All of the lates are correct. Is there any hope with me getting these removed?? I have paid them on time for a year now. This would really improve my credit score. If you have an experience to share..... Please share it. I need all the forum advice I can get.Thanks
Whatyever you do DO NOT DISPUTE them. Give them a call and let them know your situation. Stressing that you have paid on time for a year. It may work, it may not. However should you dispute them, you may find that there are actually more lates than being reported and they may update to all three bureaus. That's what happened in my case when I thought they were supposedly deferred and only showing lates on one bureau.