I'm having a bit of an issue understanding something - please help.
I have a public record on my file - a small claims case judgment where I owed less than $1000. I payed the judgment to the courts last month, and was given a document showing a satisfaction of judgment.
I wrote a letter to the CRAs informing them to please mark the record as having been payed and sent in a copy of the court document.
Well I just got a letter from Experian today informing me that the record had been updated, however on the credit report that they attached with that notification I looked at the record and it still, to me at least, appears to not show any indication that it's been payed.
Here is exactly what is written:
Status: Small claims judgement filed
Status Details: This item is scheduled to continue on record until Feb 2014.
Date Filed: 02/2007
Claim Amount: $980
Date Resolved: N/A
Liability Amount: NA
Responsibility: Joint
Based on your reading of this, is this showing up as unpaid? What would change to show that this has been paid - a resolved date? That's what I'm assuming.
Should I write ANOTHER letter including the exact same things? I'm not sure if they actually fixed this but sent me an inaccurate report, whether they never fixed it, or if I'm just not reading this right.
Lastly, does anyone know of a way to get a civil judgment totally off my credit report even if it's been payed. Can the original plaintiff file a dismissal or would it still show up? Thanks!
