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2anewu wrote:Just need to know if "whoters" and "carnival" are subprime. If they are -- will paying them on time etc wipe away the "lesser" card smell? Thanks
APR's:
There is an introductory APR as low as 0.00% for 6 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The APR of 14.24% is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.
Rewards:
This is a travel rewards card, where you can expect to earn rewards for leisure or travel.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 720 is recommended for a higher chance of approval for the Carnival(SM) Sea Miles® Platinum MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.