How does paying off $144 and decreasing my Fingerhut balance to $0 decrease my Equifax score by 1 pt.? I thought paying down balances help to increase score.
Fingerhut is the only trade line, and yes I did start with the fresh start program a while back. They just increased my available credit a couple of days ago. Bad News???
Thank you for that explaination. I now better understand. Unfortunately, I haven't gotten a physical Fingerhut card yet. All the credit they have extended has been without a card. I presume I'm still in the Fresh Start program. I started with $250 credit, now at $1250. Should I ask for their card??