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Portfolio Recovery trying to sue me

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SouthJamaica
Mega Contributor

Re: Portfolio Recovery trying to sue me

Not to rain on anyone's parade, but I still think it would be prudent to verify all this with a lawyer.

 

1.  If there's already a judgment, the statute of limitations may not come into play.

2.  It's not always that easy to find legal documents in court cases.

3.  If a person never gets actual notice of a case, that does not mean they can't have a judgment entered against them.

 

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 11 of 16
MITZIE
Visitor

Re: Portfolio Recovery trying to sue me

its weird cause even the numbering for the case isnt correct when i looked it up. Its like they entered extra letters when i look it up.  there asking for 2 grand and never even served me they just mailed the letter. I dont know what lawyer to ask ether. Im broke any suggestions? 

Message 12 of 16
MITZIE
Visitor

Re: Portfolio Recovery trying to sue me

ok so little update. maybe this can help others who have this prob. I got a free lawyer online in AZ. they found my case number from portfolio recovery. UGH! so they say they served me in 2015. i dont remember plus i moved. So i have to go to the court clerk and get a copy of the affidavit of service and see if the served the right address. if they did then i have to negotiate with these mororns. if it was served at the old address i can ask the judge to throw it out cause i wasnt properly served. So i will keep everyone posted to the next steps of this situation.

Message 13 of 16
RSX
Valued Contributor

Re: Portfolio Recovery trying to sue me

that sucks that it got confirmed

 

at least they are one of the companies that does PFD - hopefully you can settle for 50% or less

 

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Boundless $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $29.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $8k
Message 14 of 16
SouthJamaica
Mega Contributor

Re: Portfolio Recovery trying to sue me


@MITZIE wrote:

ok so little update. maybe this can help others who have this prob. I got a free lawyer online in AZ. they found my case number from portfolio recovery. UGH! so they say they served me in 2015. i dont remember plus i moved. So i have to go to the court clerk and get a copy of the affidavit of service and see if the served the right address. if they did then i have to negotiate with these mororns. if it was served at the old address i can ask the judge to throw it out cause i wasnt properly served. So i will keep everyone posted to the next steps of this situation.


Under any circumstances you can ask the judge to throw it out if you never received notice of the case. The judge won't throw the case out, but might give you the chance to defend yourself this time.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 15 of 16
MITZIE
Visitor

Re: Portfolio Recovery trying to sue me

yeah will see what happens ill post an update when i get the papers.

Message 16 of 16
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