Postpaid Phone Apps

Cory88 · ‎08-28-2022

What phone companies does a HP on your credit file? Who do they pull? I know AT&T only does a SP when you open a line

FireMedic1 · ‎08-28-2022

I know T Mobile did yrs ago. Verizon does. Thats how they gauge down payment or not. But its been a few yrs. Friend owns a Wireless Zone in NY.

Pway · ‎08-29-2022

AT&T does a HP.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

OmarGB9 · ‎08-29-2022

I opened my VZW account almost 10 years ago, so I don't recall, but I believe it was only an SP. I know new lines/phone upgrades are only an SP as well.

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Cory88 · ‎08-29-2022

@Pway wrote:
AT&T does a HP.

A friend just opened a AT&T account and it was a SP, it even said that when it said run credit.

blindambition · ‎08-30-2022

I used to work at VZW, they pull Equifax. It was an HP when I worked there, but it's been an SP for years now.

I've been with Verizon since 1992, and just switched to T-Mobile this morning. So far no HP, and they pull TU.

M_Smart007 · ‎08-31-2022

Google Project FI HP'd pulled my credit many years ago.

NoMoreE46 · ‎09-02-2022

New service with Tmo is an SP on TU.

VZ SPd my EQFX when I was with them.