Preventing CCs from closing?

[webhopper]

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@MarineVietVet wrote:

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@webhopper wrote:

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Would it not be unethical and less than honest to buy something that you know from the beginning you don't intend to keep?

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Sometimes I buy things not knowing if they will fit or not but that looks like it would be great to wear, and I'm limited on time generally in my daily life, I don't have time to try it on in the store.   So I buy it, hang onto the reciept... and when I want to wear something nice. I try it on and if it fits I keep, if not I return.  Is that unethical?

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IMO the key words to consider are you know from the beginning you don't intend to keep

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Ahh I see   Thanks...  ya I've never done that.  I don't mind returning things but I never considered whether it was wrong to buy something that you knew you would return. I just considered that if you returned it fairly fast it didn't hurt the store financially.

[Lel]

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@webhopper wrote:

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@MarineVietVet wrote:

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@webhopper wrote:

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Would it not be unethical and less than honest to buy something that you know from the beginning you don't intend to keep?

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Sometimes I buy things not knowing if they will fit or not but that looks like it would be great to wear, and I'm limited on time generally in my daily life, I don't have time to try it on in the store.   So I buy it, hang onto the reciept... and when I want to wear something nice. I try it on and if it fits I keep, if not I return.  Is that unethical?

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IMO the key words to consider are you know from the beginning you don't intend to keep

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Ahh I see   Thanks...  ya I've never done that.  I don't mind returning things but I never considered whether it was wrong to buy something that you knew you would return. I just considered that if you returned it fairly fast it didn't hurt the store financially.

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There are certain item that, when returned, cannot be sold as new again.  Some stores have resorted to charging restocking fees because of excessive returns, but other stores absorb the cost.  Well, not really - the cost is eventually passed on to other consumers.  So maybe the store isn't getting hurt, but it does affect everyone else.

[webhopper]

 

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Ahh I see   Thanks...  ya I've never done that.  I don't mind returning things but I never considered whether it was wrong to buy something that you knew you would return. I just considered that if you returned it fairly fast it didn't hurt the store financially.

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There are certain item that, when returned, cannot be sold as new again.  Some stores have resorted to charging restocking fees because of excessive returns, but other stores absorb the cost.  Well, not really - the cost is eventually passed on to other consumers.  So maybe the store isn't getting hurt, but it does affect everyone else.

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Perhaps  you are right, I thought the restocking fees were mainly for high-end electronics. I've never worked retail before...  What type of items cannot be restocked?

The main thing I ever returned were jeans, slacks, and tops.  I shop at Macy's, JC Penny and New York and Co.  I can't see myself trying these things on in the store, because when I wear them its for church and I have pantyhose and nice dress shoes on.   Slacks fit differently when you wear hose and heels than if you're in store wearing tennis shoes.   The main thing I look for at home is to make sure that the inseam is the right length with my heels and that there aren't any underwear lines in the butt. When i shop its in sweat pants and tennis shoes and its usually because I'm pressed for time, and have something coming up that I need something nicer to wear to. Otherwise I wear steel toe boots and work uniform shirts with jeans everyday.

When I'm running errands I wear same, because I don't have time to go home and change usually after work.  I work from 7 am to about 5:30 PM M-F, I work Saturdays and sometimes Sundays after church.  Between fixing meals, straightening the house, running my kid to and from gymnastics and cheerleading... there's just no way I've got the kind of time required to make sure that every purchase fits just right in the store and will work for the function its intended. And my fiance will not shop with me, he's disabled and hates shopping... sitting on that bench outside the fitting room locks up his back.  Also, I want to make sure that he likes whatever it is that I bought so I would rather put it on at home and ask his opinion.   I would say on average I return about 25% of clothing that is purchased. I don't know if that's high, or average or what... 

I actually hate shopping, and if it wasn't for the fact that I knew I could return things that didn't fit or that didn't look good on me, I'd never shop. My clothing budget for the year is about $1000 bucks, so I want to make sure that everything that I get for the money is exactly what I need and does the job that its supposed to do.

[Anonymous]

Just in case anyone else is looking on how to deal with this issue -- what I did was set up autopayments for some of my monthly fixed expenses (netflix, storage, etc.) with those credit cards & then set up my bank account to pay those cards that same amount each month.  I don't know of a way to just set my bank account to pay the outstanding balance on the cards, so it had to be an amount that I would already know to be accurate.  

So, now each month those cards get used and paid off and I dont have to do anything.  Thanks for the suggestions!

[AndySoCal]

The other problem with the return advice is stores track purchases and returns on account.  Doing the return advice could lead to them closing the account.