Problem with Obtaing a FICO Product

[Anonymous]

I ordered the one time 3 credit score for 59.00.When I put my info in it was unable to obtain my Transunion score due to the fact it was toolow or something.It gave me the option of continuing on for a reduced rate or to cancel my order.I decided to cancel my order.I checked my bank account and it has already processed.Now what do I do? I have nothing and a hold is on the 63.00.What do I do now? Thanks

[Kenny]

Call the 1-800 number is what I'd do. Also, it might just be pending and will drop off?

[takeshi74]

---

@Anonymous wrote:

I have nothing and a hold is on the 63.00.What do I do now?

---

A hold doesn't mean that the transaction will go through.  Give it a few days and see if it falls off.  If it posts then contact myFICO CS about it.

IIRC you need at least 6 months of recent activity on a report for a score.  However, you can definitely pull your own TU report directly from TU.