In August 2007, I joined a DMP. During that time, GE Money Bank sent me a letter stating they approve my DMP and as long as they receive $140 for 3 consecutive payments they agree to reage my account. Two weeks ago, I received a letter from a CA stating the account was written off as a bad debt. I then sent the DMP acceptance letter to the CA and they stated the account would be reaged according to GE Money Bank and the account was no longer theirs. I then received another letter from another CA stating they now have the account. I then forwarded the DMP acceptance letter to them. Now this CA is harassing me everyday regarding this account. They are stating I am obligated to pay them. My DMP is still sending the $140 payment directly to GE Money Bank every month. I have since written a dispute letter to GE Money Bank with the DMP acceptance letter attached asking that my account be reaged as stated in the letter. In addition, I asked them to report my account as current to all 3 credit bureaus. If my dispute letter doesn't work, what should I do? Should I agree to pay the CA? Has anyone experienced this before? If so, what did you do?
