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Problems removing Equifax freeze

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I_Love_Cards
Regular Contributor

Problems removing Equifax freeze

I could have sworn I saw a topic about this recently, but either I'm delusional or I'm searching the wrong terms.

 

Anyway, I froze my Equifax file online through myEquifax.  I have tried to remove the freeze.  If I do it on a mobile browser, it follows through the whole removal process, but the freeze doesn't get removed (regardless of browser).  If I do it on a PC, it doesn't even go to the screen to start the removal process (clicking "manage freeze" just refreshes my home page).

 

I have previously frozen and unfrozen and refrozen my file online several times.  It's just this time that it won't unfreeze.  

 

I was on hold as long as I could be yesterday waiting on the phone.  I'll call back but was wondering if anyone had a similar issue and was able to resolve it?  

Message 1 of 21
20 REPLIES 20
Boss2Boss
New Contributor

Re: Problems removing Equifax freeze

You are correct there is a post on 1-4-2020 by Saeren. I used the search bar and it came back Equifax Freeze Warning.
Message 2 of 21
I_Love_Cards
Regular Contributor

Re: Problems removing Equifax freeze

Thank you! That was the thread I was thinking of. I was missing the “warning” in my search so despite including “freeze” I was getting a lot of other Equifax topics.

Sadly-not the same issue as that was more about them discontinuing PINs (worthy of a warning), vs the site just not working right.
Message 3 of 21
Anonymous
Not applicable

Re: Problems removing Equifax freeze

There hasn't been a recent Equifax one that I can think of. There was a TransUnion one since they consistently seem to have website issues. 

Have you tried to actually pull your credit report to see if it's truly frozen? I know it sucks to burn an inquiry but you don't actually have to. If it's frozen, you can't get a prequal. Try the HSBC prequal tool. They SP EQ for the prequal and will actually tell you that you're frozen. 

https://apply.us.hsbc.com/apps/servlet/SmartForm.html?formCode=ccoprequal&promoid=RVM&marketingcode=...

Message 4 of 21
I_Love_Cards
Regular Contributor

Re: Problems removing Equifax freeze


@Anonymous wrote:

There hasn't been a recent Equifax one that I can think of. There was a TransUnion one since they consistently seem to have website issues. 

Have you tried to actually pull your credit report to see if it's truly frozen? I know it sucks to burn an inquiry but you don't actually have to. If it's frozen, you can't get a prequal. Try the HSBC prequal tool. They SP EQ for the prequal and will actually tell you that you're frozen. 

https://apply.us.hsbc.com/apps/servlet/SmartForm.html?formCode=ccoprequal&promoid=RVM&marketingcode=ZZZZZZZZZZ&irgwc=1&cid=ZZZZZZZZZZ&pStack=ZZZZZZZZZ


Thank you!!  That was really helpful!  

 

 They told me it's frozen.  So at least the website isn't actually removing the freeze but still showing it frozen. 

Thank you!  

Message 5 of 21
Anonymous
Not applicable

Re: Problems removing Equifax freeze

I had a security freeze placed on all 3 bureaus by citi when I disputed a charge...
I successfully got it removed from trans union only. I just pulled my reports and it shows on eq, and ex.
But I just did the HSBC pre approval and was pre approved for 2 cards. I wonder why they could check my report...
Message 6 of 21
M_Smart007
Legendary Contributor

Re: Problems removing Equifax freeze


@Anonymous wrote:
I had a security freeze placed on all 3 bureaus by citi when I disputed a charge...
I successfully got it removed from trans union only. I just pulled my reports and it shows on eq, and ex.
But I just did the HSBC pre approval and was pre approved for 2 cards. I wonder why they could check my report...

All I can say is, I can pretty much Guarantee that ..HSBC did not SP TUSmiley Very Happy

Message 7 of 21
I_Love_Cards
Regular Contributor

Re: Problems removing Equifax freeze


@Anonymous wrote:
I had a security freeze placed on all 3 bureaus by citi when I disputed a charge...
I successfully got it removed from trans union only. I just pulled my reports and it shows on eq, and ex.
But I just did the HSBC pre approval and was pre approved for 2 cards. I wonder why they could check my report...

You didn't get this blurb?

449BFE0A-F077-4DF9-B495-CD335839DE5B.jpeg


I wonder if there's a difference in a freeze placed by the consumer vs whatever Citi did on your behalf?  

Message 8 of 21
I_Love_Cards
Regular Contributor

Re: Problems removing Equifax freeze


@Anonymous wrote:
I had a security freeze placed on all 3 bureaus by citi when I disputed a charge...
I successfully got it removed from trans union only. I just pulled my reports and it shows on eq, and ex.
But I just did the HSBC pre approval and was pre approved for 2 cards. I wonder why they could check my report...

And this is the only place I see that it's frozen?  I don't see anything on my reports (via assorted CMS)?   What should I be looking for?  

I'm asking only because if there's some way I could finagle my freeze to act like your freeze, I'd be a happy woman.   
4898F57E-8AF0-4197-9614-386661639612.png

 

 

Message 9 of 21
Anonymous
Not applicable

Re: Problems removing Equifax freeze

When I pull Equifax it shows under personal information it states the security freeze will be there for one year
Message 10 of 21
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