It's been fun running the apps and watching the scores but I'm starting to recognize a little too much emotional investment in the scores.
Realistically knowing my credit scores don't have much value for me. We are in a short term mortgage (5 years left) at 2 3/8% and I can get a car loan with a phone call to my local Credit Union and they don't even pull a credit report ( 35 year history counts more, well unless it was a $120K Porsche). God knows I have enough credit cards to last me the rest of my life. Actually enough to buy 2 of those Porsches- scary.
Knowing all this I'm still reacting to minor (6 point) drops in the scores like they are a major event in my life. This reminds me of why I don't gamble. Losing bothers me more than the rush I get from winning.
I canceled the tracking that I had ( due to a hack at the end of last year on one of my accounts) and disabled the alerts.
I do intend to stay active on the forums since I've started getting attached to some of you and your stories. I just won't be checking my scores regularly.
The main reason I am posting this is in case someone else is starting to feel the the same way, this might give them a perspective on it.
There are a lot of great people on this forum and I've really enjoyed it and look forward to hanging around. I may even do some more apps eventually.
