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General question...
I see a lot of people with sig's showing new scores from TU and EQ every couple of months, weeks.. and some even every two to three days...
Am I missing some kind of service through MyFico that I should know about? I am well aware that there are discount codes out there for scores, but you can't possibly be paying $10 a score every two days while trying to rebuild your credit, are you???
I know I have another service that provide my EX fico unlimited (I pull a new one just about everyday), but MyFico always wants me to buy new reports to get a new score, unless I get a score change alert from ScoreWatch.
What am I missing?
Thanks,
-Justin
Thanks for the reply.
I understand that completely, which is why I was asking why people would pay to see their scores so often... unless there was a way to pull them constantly without paying that price.
sample sig (not mine... name withheld):
"
5/16/09 TU 550 EQ 548 EX 5307/3/09 TU 641 EQ 640 EX ???
"
That's an awful lot of $$$...
Alrighty.. thanks for the quick replies!
I think I am going to stick with SW, and will pull TU after any major moves or expected changes. Fiancee and I are really working hard to do the right things for our future after some past individual mistakes, and thank god for this board!
We are up to $92k in CL now, 4 months after being stuck individually at around 20k total. We've added PenFed, Alliant, NFCU, etc specifically based on recommendations of this board and it has done wonders for our Util and freedom to move money around with BT's for the best interest rates for long term payoff. We'd still be stuck with BoA and Crap1 if not for all the recommendations here! (Still trying to find a way into PSECU and we'll be done)
Obviously, we done a number on our AAoA and inquiries, but well worth it for the future when we go for our mortgage!
Thanks again,
JnL
i agree that credit scores aren't the end all, be all, as watchmann said...but when you are rebuilding your credit or expecting significant changes, it can be pretty important or even motivating for you to see those changes as they occur.
typically i pull my scores every month to 6 weeks. right now i have a bunch of inquiries dropping off, & accounts aging over 1 year, so i'm watching closely for changes. not paying for scores every day, but definitely counting the days til i can pull them again. as the others mentioned, it can be expensive, & i don't want to be an idiot & spend all my money on fico scores instead of on bills!
@Anonymous wrote:
I know I have another service that provide my EX fico unlimited (I pull a new one just about everyday)...
What service is this?