Q re: new-is CSR reporting

[Anonymous]

I got a CSR about 5 weeks ago or so, SL $32k. My statement cut a few days ago for about the amount of the SUB spend. 

Over the weekend I signed (back) up for MyFico having not been watching for a year or so, so I had a 3B report pulled. The CSR was only showing on EX and coincidentally it's 20-ish points lower than TU and EQ. 

Today I got an several EQ alerts, including the CSR reporting as a new account. It shows the statement balance and shows:

Portfolio Type: Revolving or Option

Description: Flexible Spending Credit Card

My score didn't change at all. However a few cards that I had been using as daily drivers were paid down by 94% and 99%, so maybe one cancelled out the other? 

I just hadn't paid much attention to it being a NPSL (or is that not what it means and it's just EQ throwing words around on an alert)?

And does that mean it won't report statement balance as a % of CL? 

(Sorry if this should be somewhere other than CC's.) 

[redpat]

It will report as a % of CL just give it time.  Next statement perhaps.  It's just a lag in reporting.

[Anonymous]

"Flexible spending credit card" still reports credit limit and balance, and is calculated into utilization. The reduced AAoA and reduced utilization can cancel out each other (along with some other minor factors), so the score didn't change in your case.