@tussking wrote:I paid off a personal loan and two credit cards in full and my score dropped 3 points?
Yet when I had the 40k on my reports and applied for an AMEX it dropped 9 points.
I wouldnt worry about 3 points. 30 yes. Looks like you have other open installment loans. If that was your only loan it would have been 20-30 points lost. HP for AMEX loss could be how many other HP's do you have in the past year and your present scores. Higher scores the lower a HP stings. Least in my file. No one matches though.
