We have a collection Agency here in our area that is er,'rather tenacious' and I just opened up another letter from them. Here goes:
XXXX XXXX Agency, INC.
APR 1, 2008 17XXXX- ALL
Mr: XXXX__XXXXXXXXXX
Address......
Address.........
RE: Varoius accounts
$706.08
The current balance on your account is listed above.
If requested,a list of accounts may also be attached.
If you have an yquestions regarding this information, please call our ofice anytime during the hours of 8:00 AM to 5:00 PM, Monday thru Friday.
Sincerely,
XXXXX XXXXX Ext. 000 Unit Manager
This is an attempt to collect a debt and any information obtained will be used for that purpose.
This commmunication is from a debt collector.
That's it, pretty much verbatim- I dealt with the exact same letter last year, asked for DV, got a printout of a list of debts that came off of our BK paperwork 10 yrs ago! I sent the list back and had them re-check, not to hear back from them until today. Most all the debt is from DW- but they told me on the phone last year that ' I was easier to track down from more stable job history' so they just send it to me.
My main question is, since nothing relating to this oufit is showing on my CR's, do I even bother sending a DV again? As far as the last list (about 15 debts total) ONE was from me that was discharged in BK- the rest are/were DW's, and the majority of those were discharged too!
I am curious if they have added new entries or not- ( not, according to the $ bal. still the same exactly) But I am really getting tired of dealing with this every spring~
PS: Bonus points- How many out of compliance violations in their letter?
BUMP-
No takers? I guess I'll DV the CA, and ..... WP ( wait patiently!?)
) I probably should not stir this up since nothing from their 'various accts' is even reporting, but it's really frustrating to keep getting collection mail.