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Question about old (closed) account deletions

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woozy
Contributor

Question about old (closed) account deletions

I have some old, closed, tradelines that are helping my score a lot. They've been closed longer than 10 years. One has a age of 19.7 years. They were closed when I divorced.  

 

Is there any way to keep them from falling off?

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Question about old (closed) account deletions

Don't touch 'em. No good will come of asking the CRA or the OC to keep 'em. They might or might not remain. There's no legal requirement for them to remain, or even get reported at all.
Message 2 of 5
MarineVietVet
Moderator Emeritus

Re: Question about old (closed) account deletions


@Anonymous wrote:
Don't touch 'em. No good will come of asking the CRA or the OC to keep 'em. They might or might not remain. There's no legal requirement for them to remain, or even get reported at all.

I agree. Walk away very quietly.

 

 

From a BK years ago to:
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

You can do the same thing with hard work

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Message 3 of 5
Anonymous
Not applicable

Re: Question about old (closed) account deletions

Never wake a sleeping lion.  Never ask this question again and breathe life into it. 
Message 4 of 5
Anonymous
Not applicable

Re: Question about old (closed) account deletions

DH has an account reporting on all 3 CR's that was closed almost 20 years ago.

 

We don't even slam doors in our house for fear of waking something up Smiley Wink.

 

What date do your reports list for the "this account is scheduled to report until...." date?

Message 5 of 5
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