Question...im a newbie!

[Anonymous]

Hi everyone! I'm so glad to start this journey of a better credit life(for my husband and me)!

I have a question right away.

My husband has a loan for about $1000 and a car loan ($17000) through a credit union and equifax does not have it on his report. Should I write a letter or do you think adding it will lower his score. He doesn't have much credit so I almost think it might help his credit. The only Report that these things are on is TransUnion. Let me know what you think! TY for your help in advance!!

[Anonymous]

Call your bank and ask if they can report it, if that doesn't work, write a letter.

Make sure they include the date the accounts were opened, as well.

Helps with the age of the credit file.