I had a car repo'd Thanksgiving morning 1999. My last payment was July 1999. I included the loan in my BK that was recorded June 2000. When should the car loan default completely disappear from my CR's? I didn't see it listed on my free TU report dated 4/20/2007 but it did appear on my free reports from EX and EQ. If I have never been contacted by any collection agency can I assume that anything that was included in my BK can not be listed on my reports past the ten year window of the BK recording? Thanks great forum here.That should have fallen off by the DOLD +6. It will probably fall off by July of 07 but if it doesn't just give a EQ rep a call and they can sometimes delete them right on the spot but you will have to go through the dispute process with EX. On your report it should also show a date scheduled to be removed.
I am not seeing a date of removal but these are the free reports from annualcreditreport. I am thinking the paid for reports might include a bit more detail.never paid for an Ex report but I see 'date scheduled to be removed in the comments