I have a problem recently. Like two month ago, I start to receive the phone call from a company named "ProCollect", and told me I own money to an apartment named "Connection Lawrence." However, I never lived there before.
First of all, I thought that was a scam for cheating money. So, I just hang off the phone, until I got the phone call from another apartment management, and they told me they will not lease an apartment to me since I have a bad history because of the debt.
Then I contacted the "Connection Lawrence" and "ProCollect", and they just trying to pass the buck to each other, and did not help me solve the problem. Until now, my credit score is already 600+ (dropped from 730+), and the management does not lease me an apartment.
I already reach the "ProCollect", and they said they will submit a request to remove the history, but need about 90 days to do an investigation. I already found that person on their account has a name just a letter different from me, and we both Chinese. He probably does not have an SSN, so the "ProCollect" just set the debt on my head.
I really do not know what should I do in this case, and how can I protect my history and credit score from this kind of person/company.
Please help me in this case, and to see what I can do to make myself clean on debt.
