So if you get a AU card on your own file and if that card is also new recently opened will this make my report and fico scorings as if i just opened a new account?
Or AU accounts don't get factored in
Also because i do know you get their account history into yours but what if that card is 1 month old ?
Asking this because i was in the garden!
@erdoganog wrote:So if you get a AU card on your own file and if that card is also new recently opened will this make my report and fico scorings as if i just opened a new account?
Or AU accounts don't get factored in
Also because i do know you get their account history into yours but what if that card is 1 month old ?
Asking this because i was in the garden!
Just like a new account (well no inquiry), unless it gets whacked via the anti-AU abuse algorithm in FICO 8 (FICO 9 presumably something too, they may have gone back to AU hardstyle from minimal reports so far).
Yeah you were in the garden, past tense 
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