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Question regarding Amex credit reporting!

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Nova5041
Frequent Contributor

Question regarding Amex credit reporting!

Ive had my Amex PRG card for 3 months now, and they still have have not reported anything to the credit bureau's. I've already had 2 statements and already paid them both on the same day they were released. How often does amex report to the credit bureau's, and is this normal for new accounts?


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Question regarding Amex credit reporting!

Very slow for all cardholders. Some members here have had an Amex cards for 6+ months without it reporting. Mine reported just 3 months after applying.
Message 2 of 6
takeshi74
Senior Contributor

Re: Question regarding Amex credit reporting!


@Nova5041 wrote:

How often does amex report to the credit bureau's, and is this normal for new accounts?


Monthly.  Not sure if it's normal but it's not abnormal.  Some have found it to take quite some time for their new account to first report.

Message 3 of 6
TheConductor
Established Contributor

Re: Question regarding Amex credit reporting!

On the other hand, I've also had them report an account before I had even received the card. Meanwhile, another took ~50 days to show up.

 

It definitely isn't something that follows a Swiss train-schedule level of consistency.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Message 4 of 6
Bmac66
Frequent Contributor

Re: Question regarding Amex credit reporting!

I've had my ED card for 60 days now and they've yet to report. I hop they do soon because it's a 10k CL and will help my overall util

Message 5 of 6
Anonymous
Not applicable

Re: Question regarding Amex credit reporting!

I have gone through 3 billing periods and still no report. They do seem slow.

Message 6 of 6
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