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I would file a cfpb complaint then I would file using a consumer attorney a fdca violation.
Many years I had a firm try to sue my over a warmed over reaged case. I had told them many times the statue was blown over 4 years ago but they would not listen. I filed my answer and then some other papers. When it was all said and done let's just say they were happy to pay what ever I wanted. I had several causes of action.