I just pulled my report and scores again on here since I saw the change we were waiting for on the experian site. But the only thing that has updated here are my scores. I don't see account balances reflecting yet. So how is it my score has gone up but the reports have all remained the same? Am I going to have to dish out another 60 bucks in a few days to see the changes? And since I did see an increase in two of my scores...does that mean that if I have a lender pull my credit they will see it too or do I need to wait to see the changes on the report itself? Sorry so many questions but this waiting and waitng is killing me. I just want to apply for the VA loan and get the process started. Thanks in advance!