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Quick question on Hard pulls and inquiries

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JT44
Valued Member

Quick question on Hard pulls and inquiries

Hello All,

 

I kno whte amnswer for this is written a million times here on the foums, but never specifically in its own topic so figured I would just ask.

 

Question is, how long do hard pulls and inquiries remain on my report? If they never go away, how long after until they stop having an adverse effect on my CR?

 

Thanks in advance!

Started a little over a year ago: LOW 500's

Now as of /20/13: FICO EX: 709 TU: 706 EQ: 682
Message 1 of 2
1 REPLY 1
mongstradamus
Super Contributor

Re: Quick question on Hard pulls and inquiries


@JT44 wrote:

Hello All,

 

I kno whte amnswer for this is written a million times here on the foums, but never specifically in its own topic so figured I would just ask.

 

Question is, how long do hard pulls and inquiries remain on my report? If they never go away, how long after until they stop having an adverse effect on my CR?

 

Thanks in advance!


One year for effect on fico scores, but will remain on cr for 2 years. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 2
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