Quizzle

[fricnfrac1]

I did some research and signed up for Quizzle, which I know is a fako. My score was 637.

Very detailed and most of the items on the CR matched my Scorewatch report.

However, I have a concern.

In 2003, I went to the hospital and had massive medical debt. I had two $5000 balances which I disputed with EQ and for some reason, they were both

mark paid. I was disputing only because I thought they had one account reporting twice.

Now, with Quizzle and it's CR, it shows these same accounts as unpaid.

They are scheduled to drop off sometime next year. Should I just leave the unpaid ones on EX alone?

I really dont know how the EQ ones got paid, unless it was a mistake.

Thanks for any advice.

[Jazzzy]

Am I correct that you did not pay these accounts?

If you did not, then you shouldn't dispute with Experian in order to have them say that you paid.

If, on the other hand, you think this is the same account reporting twice, you may want to dispute that. Do you know if that is the case?

[fricnfrac1]

Hi, thanks for replying. I did not pay for these accounts...That's where I am confused. Maybe there was some type of error when I disputed several years

ago...who knows. But I wont dispute with the other bureaus. Ill just leave it alone.

[fricnfrac1]

On a side note, checked my CK account, my fako is now 666..what a number...guess I'm a little devil! Seriously, it's great that it went up. It's

amazing how little steps can help your score. Never would have known if it were for Myfico!

[laz98]

it doesn't mean anything that your fako went up.  it's totally meaningless.

[fricnfrac1]

Hi..it means something to me. I could care less if it's fako. I'm not applying for credit. Just makes me feel good I'm going in the right direction.
But thanks for the info.

[laz98]

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@fricnfrac1 wrote:
Hi..it means something to me. I could care less if it's fako. I'm not applying for credit. Just makes me feel good I'm going in the right direction.
But thanks for the info.

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not trying to start an argument, just want to clarify. just because your fako goes up, doesn't mean your fico goes up.  there is no correlation there.  i don't want anyone to be misled by this thread.