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On Wednesday, thanks to all the credit monitoring services I subscribe to, my phone started going off like crazy alerting me I had a new hard pull on Transunion. I was confused (and worried!) because I have not been applying for any new credit at all. A company called RISE had pulled my credit without permission. They also did a soft pull on Experian. I called the company and they couldn't find me in their system with email address and phone number. They told me to send an email to their dispute department, so I did. I got a reply yesterday morning asking for more info. I emailed back right away, and over 24 hours later I still do not have a response from them. Does anyone have experience with this company? I'm very frustrated.
Wow - that is awful. It sounds to me like someone may be trying to impersonate you. RISE is as close to a payday lending firm as I have seen. They are a sub-prime lender - with exhorbitant interest rates.
You really do need to get to the bottom of this.