Random Inquiry?

[Anonymous]

Woke up to a myFico email and alert saying a new inquiry was detected.

From "HARRIS N.A.".

Googled to find its a bank ?

It doesnt say anything more than that it was done on the 16th and by this company.

It doesnt mention hard inquiry, but i can only assume that it is.

I havent applied for anything or requested increases of any kind, so does anyone know or have experience with this and what it could be?

[jacetx]

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@Anonymous wrote:

Woke up to a myFico email and alert saying a new inquiry was detected.

From "HARRIS N.A.".

Googled to find its a bank ?

It doesnt say anything more than that it was done on the 16th and by this company.

It doesnt mention hard inquiry, but i can only assume that it is.

I havent applied for anything or requested increases of any kind, so does anyone know or have experience with this and what it could be?

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Sounds like BMO Harris Bank.

[lg8302ch]

Do you have a Diners Club card ?

[Anonymous]

Sorry, I have no clue...

[Anonymous]

I saw a random inquiry from sky bank dated on the 16th that appeared today on myfico. Im not sure what is up so I just placed a freeze on all my reports just in case. 

[Anonymous]

I do not have a diners club card, nor do i have anything to do with this bank.
Im not sure why this inquiry showed up.
Any suggestions as to what i should do?

[DomLS3]

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@Anonymous wrote:
I do not have a diners club card, nor do i have anything to do with this bank.
Im not sure why this inquiry showed up.
Any suggestions as to what i should do?

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Call that bank and ask them why they pulled your credit and that you didn't authorize it. You might have fallen victim to identity theft. I'd dispute the inquiry asap as well.

[Anonymous]

Thank you, i will do that
Im pretty freaked out now

[Anonymous]

you should put a fraud alert on each of the three CRA ASAP. Someone might have attempted to apply for credit in your name. If you're unfamiliar with what fraud alert does, it stays in place for 90days unless you renew it, and it will tell creditor to contact you first (with the phone number listed on your report) before granting you an account. Putting fraud alert up also makes disputing easier.

[Anonymous]

Yeah its not allowing me to dispute the inquiry.
How do i set up fraud alert? That sounds like it will help