Hello rontis and welcome to the boards!
It may help you in your endeavors to check all 3 FICOs in order to keep your eyes on the ball. Glad to hear your CC debt is nearly gone. It will interest you to know that utilization from 1% - 9% is optimum rather than 0%.
Continue to pay your debts timely and your score will continue to up-tick.
Good Luck.
Rob