Reason Codes and Where To Find Them

[jake619]

Where would I go to pull a report that includes reason codes? I have MyFICO 3B reports but I don't find these bits. 

Thanks!

[Anonymous]

They are often provided by sources that provide you with a score.  I don't use MF, but as far as I know they provide negative reason codes along with the scores you get.  I'm sure others can chime in on that.  I get them from many of the places I get my scores such as my mortgage company, Citi card, Discover card, Amex card, etc.

[Anonymous]

Yes click on score factors in 3B.

[jake619]

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@Anonymous wrote:
Yes click on score factors in 3B.

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Birdman7 Maybe I'm just missing that link? I dont see anything labeled "score factors"

[SouthJamaica]

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@jake619 wrote:

Where would I go to pull a report that includes reason codes? I have MyFICO 3B reports but I don't find these bits. 

Thanks!

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If you have the MyFICO 3B reports just go to your report, click on "Scores", and then click the "View Analysis" link under the score.

[Anonymous]

@jake619 Go to your 3B, choose scores, view analysis, and then choose Factors from the top