Recent Success!

[Schoolbuskid]

Some of you may know i have been helping my mom lately, we disputed some things with EX, got the results back today and both disputed tradelines(National Credit Adjusters and HSBC Bank) were deleted. Havent checked her EX score yet, probably pull whenever EQ and TU finish their disputes!

Thanks and love the forum!

[Anonymous]

How did you get HSBC Bank deleted???...

[Anonymous]

GOOD for you guys, Schoolbus!

[Schoolbuskid]

I wish i had some awesome story to tell you but i just simply disputed it "as not mine" and  Experian deleted it, same for NCA.

Message Edited by Schoolbuskid on 05-30-2008 11:45 AM

[Anonymous]

Oh..well...thanks...CONGRATS!!!

[Anonymous]

Nice work, sbk.  Often time, when you dispute as "not mine" you wind up with a fraud alert placed on your reports. Which is not a bad thing, except it forces potential creditors to verify your identity before they will grant you credit. You can't do any of those "instant approval" applications.  

[Schoolbuskid]

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cobra19 wrote:

Nice work, sbk.  Often time, when you dispute as "not mine" you wind up with a fraud alert placed on your reports. Which is not a bad thing, except it forces potential creditors to verify your identity before they will grant you credit. You can't do any of those "instant approval" applications.  

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I think thats what happen because when my mom went to pull her scores she got a message that her identity had to be confirmed before she could gain access! That Sucks, but atleast the negatives are gone!