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Red flag on Experian but inaccurate

Jcal8
New Member

Red flag on Experian but inaccurate

I'm only having this issue with Experian. Experian is my lowest score and I've done everything in the last 5 years to not miss any payments, have a low credit utilization, and healthy number of account. Experian says on app and on myFICO app that my score is negatively being impacted by my utilization of my revolving credit, but it's at 9%. Should I contact them because this really baffles me and I'm frustrated cause my score is showing fico 644 and my scores at the others are over 700. Also it says my average age of accounts is too short, but it says 7 years. 

Message 1 of 4
3 REPLIES 3
dragontears
Senior Contributor

Re: Red flag on Experian but inaccurate


@Jcal8 wrote:

I'm only having this issue with Experian. Experian is my lowest score and I've done everything in the last 5 years to not miss any payments, have a low credit utilization, and healthy number of account. Experian says on app and on myFICO app that my score is negatively being impacted by my utilization of my revolving credit, but it's at 9%. Should I contact them because this really baffles me and I'm frustrated cause my score is showing fico 644 and my scores at the others are over 700. Also it says my average age of accounts is too short, but it says 7 years. 


Do you have AU accounts? 

Message 2 of 4
Jcal8
New Member

Re: Red flag on Experian but inaccurate


@dragontears wrote:

@Jcal8 wrote:

I'm only having this issue with Experian. Experian is my lowest score and I've done everything in the last 5 years to not miss any payments, have a low credit utilization, and healthy number of account. Experian says on app and on myFICO app that my score is negatively being impacted by my utilization of my revolving credit, but it's at 9%. Should I contact them because this really baffles me and I'm frustrated cause my score is showing fico 644 and my scores at the others are over 700. Also it says my average age of accounts is too short, but it says 7 years. 


Do you have AU accounts? 


No, I don't 

Message 3 of 4
FireMedic1
Super Contributor

Re: Red flag on Experian but inaccurate

Pull your real reports from annual credit report and go over them with a fine tooth comb. You might be missing something.





Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 4 of 4
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