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When removing an autorized user does the previous history stay on that persons report or does it all dissappear?
Cheryl
It generally stays, but under responsibility, it will say "Terminated" (or similar).
If you want the account removed, contact the issuing lender or dispute it with the CRAs (I have done so successfully). ;
When I took one of DD off my AMEX HH, it left off the TL but surprisingly it reported under closed accts for her for 10 years, however on another DD's it disappeared completely. The difference between them DD #1 was AU for 5 yrs, DD #2 was 3 mos, go figure ..