Renting

[Anonymous]

We are in the process of possibly moving to Hawaii and although we have owned our own homes since 1991, we would need to rent again if we move (because of cost of houses).  We qualified for a home purchase 2 years ago, but it was subprime due to a bankruptcy 3 years ago.  SInce that time we have paid eveything on time.....but our scores are between 650 - 690......depending on the day. 

Does anyone know what landlords are looking for in a credit report? Is it just a number or what?  It is a scary thing to think we would make the move to hawaii....just to find out we can not rent anything nice. 

We have paid off our revolving accounts, any other recommendations? 

[Anonymous]

I've never lived in Hawaii, but when I did apply for my last apt, the office manager did run a credit check and told me I had to have a score of atleast 510. That was in Texas. Maybe you could call some of the places you are hoping to rent from and see what their minimum score requirement is? IMO your scores seem to be fine to me. I would assume they are looking at the scores to see how much of a security deposit to charge you, if your credit scores are low, they can charge you an additional security deposit.

[Anonymous]

PM Fused (one of the mods) - hawaii is his home turf!