Reposting this if anyone can answer

[Anonymous]

Here's the situation:  I requested a validation from a ca 1 year ago. I forgot that I even asked for a validation so when the 30 day mark went by last year, I never followed up.  Today, I got a validation letter from them in the mail. It was for a er visit in 2004 which I don't remember and it was nothing more than a name and date of visit, no signature or anything else tying me to this debt.  What would my next move be?

[Junejer]

If I were in your shoes, I would send a second DV (a really strong one) and include the original letter highlighting dates, along with a copy of what they think is a validation. If they don't validate, then I would send a copy of all of that material to the CRAs and ask for a deletion.

Your states SOL is what?

[Anonymous]

4 years and its from 04.  Im not one to go to the dr much less the er so I really don't think its mine.  My husbands ex has a history of using our info when she is in town

Message Edited by nfg on 10-11-2008 07:00 AM

[Junejer]

I responded in the other thread (that we sort of jacked...sorry OP of other thread). See advice over there.