@Ghoshida wrote:
@avggoal700 wrote:yesUses I just went online and tried to look at EQ for being denied credit, it says my info doesn't match and to send my ssn card copy, etc in mail to verify. I can't believe a company that deals in credit fraud and identity theft have this policy. of course I just shot off a email to EQ.
Strange because I just looked at all 3 of my reports since last month, now EQ doesn't recognize me. If I got a security question wrong, atleast give me 2 tries, nope .
Avggoal,
EQ did not even get to security questions. They asked for DL number. This is the same number I have sent them twice before. The name, address, all details are exactly what they have on the credit reports they have sent me by mail so far.
I will have to give them a call and check what's happening on my file.
Good luck , I know it can be frustrating .
so just got a call from a number I don't recognize and no voice mail was left. I google number . Ppl says its equifax identify theft or something. Ok when I emailed equifax today I did not provide my phone number Nor ask them to contact me. I also don't provide my personal info if someone calls me.
@takeshi74 wrote:
@avggoal700 wrote:I just went online and tried to look at EQ for being denied credit, it says my info doesn't match and to send my ssn card copy, etc in mail to verify. I can't believe a company that deals in credit fraud and identity theft have this policy.
You can't believe that they want to verify your identitiy when info doesn't match?
----
i didn't say I can't believe they want to verify, my issue is with mailing personal info in the mail. There are ways to verify who I am without mailing my ssn #, ESP from a company who should be hyper aware of what can happen when the wrong ppl get ahold of your personal information. I would never mail my original or copy off my ssn card to anyone or any company.
@avggoal700 wrote:
@takeshi74 wrote:
@avggoal700 wrote:I just went online and tried to look at EQ for being denied credit, it says my info doesn't match and to send my ssn card copy, etc in mail to verify. I can't believe a company that deals in credit fraud and identity theft have this policy.
You can't believe that they want to verify your identitiy when info doesn't match?
----
i didn't say I can't believe they want to verify, my issue is with mailing personal info in the mail. There are ways to verify who I am without mailing my ssn #, ESP from a company who should be hyper aware of what can happen when the wrong ppl get ahold of your personal information. I would never mail my original or copy off my ssn card to anyone or any company.
You have to do it for every single employer you work for, I guess I don't see the big deal in this case either but I've worked for an absurd number of companies: incidently often have to for loan applications too in my experience. You have to be able to prove you are you, or in the employment case, that and that you're legally allowed to work in the US, and these documents are traditionally what's used. While the technology to do it better exists, between the right to privacy, the implementation costs and challenges, I don't see it's happening anytime soon, maybe not within my lifetime even, short of a substantial change.
@Revelate wrote:
@avggoal700 wrote:
@takeshi74 wrote:
@avggoal700 wrote:I just went online and tried to look at EQ for being denied credit, it says my info doesn't match and to send my ssn card copy, etc in mail to verify. I can't believe a company that deals in credit fraud and identity theft have this policy.
You can't believe that they want to verify your identitiy when info doesn't match?
----
i didn't say I can't believe they want to verify, my issue is with mailing personal info in the mail. There are ways to verify who I am without mailing my ssn #, ESP from a company who should be hyper aware of what can happen when the wrong ppl get ahold of your personal information. I would never mail my original or copy off my ssn card to anyone or any company.
You have to do it for every single employer you work for, I guess I don't see the big deal in this case either but I've worked for an absurd number of companies: incidently often have to for loan applications too in my experience. You have to be able to prove you are you, or in the employment case, that and that you're legally allowed to work in the US, and these documents are traditionally what's used. While the technology to do it better exists, between the right to privacy, the implementation costs and challenges, I don't see it's happening anytime soon, maybe not within my lifetime even, short of a substantial change.
let me clarify. I'm saying saying I have a problem handing someone my ssn card, birth certificate, utility bill, etc (I've done it before and I'm sure i'll have to do it again). I'm specifically against dropping in a mailbox. I have no problem handing it to someone or even emailing it to a specific rep. Verification is not my issue.
Now if ppl are saying dropping in mail is fine, then that is where we nicely will have to agree to disagree. If EQ ever tells me the only way in world for me to verify is to drop personal info in mail, then I have to live with never being verified by EQ. I'm open to verify by numerous other ways, if they let me.
I believe I know why they can't verify, after passing EQ questions last month, I believe I answered a w question wrong this week anken think I know exactly which one and the correct answer.
@avggoal700 wrote:
@Revelate wrote:
@avggoal700 wrote:
@takeshi74 wrote:
@avggoal700 wrote:I just went online and tried to look at EQ for being denied credit, it says my info doesn't match and to send my ssn card copy, etc in mail to verify. I can't believe a company that deals in credit fraud and identity theft have this policy.
You can't believe that they want to verify your identitiy when info doesn't match?
----
i didn't say I can't believe they want to verify, my issue is with mailing personal info in the mail. There are ways to verify who I am without mailing my ssn #, ESP from a company who should be hyper aware of what can happen when the wrong ppl get ahold of your personal information. I would never mail my original or copy off my ssn card to anyone or any company.
You have to do it for every single employer you work for, I guess I don't see the big deal in this case either but I've worked for an absurd number of companies: incidently often have to for loan applications too in my experience. You have to be able to prove you are you, or in the employment case, that and that you're legally allowed to work in the US, and these documents are traditionally what's used. While the technology to do it better exists, between the right to privacy, the implementation costs and challenges, I don't see it's happening anytime soon, maybe not within my lifetime even, short of a substantial change.
let me clarify. I'm saying saying I have a problem handing someone my ssn card, birth certificate, utility bill, etc (I've done it before and I'm sure i'll have to do it again). I'm specifically against dropping in a mailbox. I have no problem handing it to someone or even emailing it to a specific rep. Verification is not my issue.
Now if ppl are saying dropping in mail is fine, then that is where we nicely will have to agree to disagree. If EQ ever tells me the only way in world for me to verify is to drop personal info in mail, then I have to live with never being verified by EQ. I'm open to verify by numerous other ways, if they let me.
I believe I know why they can't verify, after passing EQ questions last month, I believe I answered a w question wrong this week anken think I know exactly which one and the correct answer.
Oh I understand now and that makes more sense to me at any rate.
I've had to mail those off previously but I almost always do it via something other than first class mail even if it costs me a few extra dollars. Not certain why the bureaus are still stuck in the last century on that one but I'm pretty certain there's something that their lawyers stated which kept it that way even if I don't know what that requirement would be.
After numerous denials online and automated phone, EQ let me back in just now with automated phone. I got disconnected during call but it had already given me a confirmation # so I went online and it worked.