SERIOUSLY????????

[Anonymous]

Ok, I am on another level of pissed that I have never been on before.  I got home

today and check the mail and what do you know.  There is another letter from AFNI

in the box.  I just got a collection deleted from them that shouldn't have been on my

report in the first place.  Now they send a new collection for a different phone number.

I never even had the phone number.  I am so upset right now I can't even think straight!

[Anonymous]

FIRST    call your AGs office and complain that this CA is continuing to send notices that are not yours (harrassment)!!!

Contact the AG from there state    usually found online and tell them that they are harrassing you!

www.ftc.gov    file about both accounts and that neither were yours...

IF it appears on your CR  get ready to file suit.

I wouldn't even bother answering it UNLESS it shows on your CR!  Many of us that have cleared up our credit get them.......I trash mine and so far it never showed on CR.    OR

send them a letter stating that this debt as well as the last one is not your's. IF they continue to harrass you or it is reported to any CRA, that you will turn it over to your attorney!

Message Edited by HappyDays on 02-15-2008 03:35 PM

[Anonymous]

Thanks HD that is exactly what I'm going to do.  So I shouldn't DV them or

anything?  It's not showing up on my reports yet but I'm positive it will probably

show up in 30 days if I don't do anything.  I know it's 10 times harder to get rid

of once it's on the report.

[Anonymous]

A DV  can be as simple as a few lines!!  In answer to your letter dated _____________, I am disputing that this is mine.

You do not have to ask for information or anything else...........It is up to them to prove that it is yours.

By law....when they send a letter (its dated) they can not report unless you do not dispute (with them not the CRAs) before the 30 days are up!!!  if they do  that is the first violation.And every time that they update is another. It adds up fast!

[Anonymous]

Ehhhh, so I did some research on this phone number that AFNI says I owe money on.  I found out that the phone number is from San Angelo, TX.  I was stationed there the first year I was in the Air Force for technical school.  I was there from Jan 99 - Jun 99.  I don't know that this is the phone number I had there because it's so long ago!  I do know that I had a roommate but we both left at the same time.  The company it says that the collection was bought from is GTE Southwest Incorporated.  Does that company still exist?  I mean, can they even report this since it supposedly is from 99?  I'm so confused right now, I don't know what to do first now.  Ugh!!! Can someone please help me?

[Anonymous]

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kaeina wrote:

Ehhhh, so I did some research on this phone number that AFNI says I owe money on.  I found out that the phone number is from San Angelo, TX.  I was stationed there the first year I was in the Air Force for technical school.  I was there from Jan 99 - Jun 99.  I don't know that this is the phone number I had there because it's so long ago!  I do know that I had a roommate but we both left at the same time.  The company it says that the collection was bought from is GTE Southwest Incorporated.  Does that company still exist?  I mean, can they even report this since it supposedly is from 99?  I'm so confused right now, I don't know what to do first now.  Ugh!!! Can someone please help me?

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DV them. Afni is a serious bottom feeder.

[Anonymous]

IF it was yours from 1999  it is way past CRTP and not legal to report.

Always remember that a CA  will change dates & lie to your face. Never trust them!!!  never talk to them & never sign your name to anything that goes to them!!!!!!!

[pymintz1]

Hello I sent a letter PFD to GTE SOUTHWEST INC and I received a answer from Verizon address totally different saying that they can not do a pay for delete that on my credit report all it will say is paid charge off. Account reads GTE SOUTHWEST INC. 8/2004 $171.00 so I don't know what to do from here any suggestions???? To pay or not to pay??? 

[llecs]

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pymintz1 wrote:

Hello I sent a letter PFD to GTE SOUTHWEST INC and I received a answer from Verizon address totally different saying that they can not do a pay for delete that on my credit report all it will say is paid charge off. Account reads GTE SOUTHWEST INC. 8/2004 $171.00 so I don't know what to do from here any suggestions???? To pay or not to pay??? 

---

Keep sending it. Be a thorn in their side. They will eventually accept it.

I had a Verizon Wireless CO (operates the same as Verizon) that got removed with a PFD. I had sent dozens and dozens of PFDs, up to 15 per month, until I had success via planetfeedback.com.

[treski]

GTE turned into Verizon years ago.

Get rid of Afni!  Devil!