@Appleman wrote:At this point I am pretty sure you are employed by SoFo.com.
Just kidding, I have been following your SoFi story in your other posts and glad to hear it worked out in your favor!
That is awsome how quickly the money ended up in your account. It took 9 days from first pre-qual to cash in my account. There was the 3 day President's day holiday in there for my process. My loan went to the Funding stage in 2 days and then sat there, I finally called, they verified and next day the money was there,
Thanks for posting about your easy SoFi.com process, I am sure many others will be looking for this information.
Can you remind me what the terms you were offered at some the other pre-quals? For me SoFi beat the others by at least 5%.
Very happy for you and I don't really think you work for them, but maybe you should!
LOL 
... Thank you Appleman ! ... Yes, I was very surprised how FAST they are ! I might as well work for them now to help out pay the loan ... lol
Here;s my original preapproved offer ...not like the other lenders that's 10+ more APR difference
$50,000 loan
Fixed Rate payment never changes
| SelectSelected | 3-year | $1,581.04 | 8.615% | $56,917.44 |
| SelectSelected | 5-year | $1,053.15 | 9.625% | $63,189.00 |
| SelectSelected | 7-year | $839.78 | 10.375% | $70,541.52 |
Variable Rate lowest payment today
Initial payments and rates shown. The rate cap is 12.49%. If your desired term is not show, please call 1-855-456-SOFI to speak to a customer service representative.
Term Monthly payment Interest rate Lifetime cost
| SelectSelected | 3-year | $1,558.87 | 7.655% | Varies |
| SelectSelected | 5-year | $1,014.54 | 8.030% | Varies |
| SelectSelected | 7-year | $798.88 | 8.780% | Varies |
@Appleman wrote:To be honest after checking out the current offers from LendingClub and Prosper I did not think a personal loan was in the cards for me. They (Prosper and LC) were not going to save me any interest. SoFI saved me quite a bit in monthly interest.
I just got notice that my Student Loans have funded and they will be paying off my current loans.
Lending Club and other banks are great lenders but their APR is higher compared to SOFI. I am glad that SOFI approved me with no hassles at all and was very fast! Congrats on your Student Loan by the way!
@Anonymous wrote:I've been pre-approved by Payoff.com, Prosper.com, LendingClub.com, Avant.com, Upstart.com, BestEgg.com, CircleBackLending.com, Pave.com, LoanDepot.com, and PromiseFinancial.com. But not SOFI. For some reason, they don't like me.
Sorry to hear about that CAPTOOL! ... I wasn't sure neither if SOFI will approved me since I don't have a stellar Exp credit score but I guess my gross annual helped a lot in the approval
My Sofi loan funded today. Thier APR was much less than Payoff, and Lending Club. Love Sofi. Would recommend to anyone.
@Kidcat wrote:My Sofi loan funded today. Thier APR was much less than Payoff, and Lending Club. Love Sofi. Would recommend to anyone.
+1 ... and Congratulations!!! Would you mind sharing your APR, terms and amount approved? if you don't me asking
$24k (approved up to $73k) 8.95% 5 years. Scores are in signature. 6 figure income.