it was from Asset Acceptance and Arrow and both are no longer on my credit report they are so old. They were charged off back when i was in college. one was Fidelity bank and the other was Bank first. i am worried b/c Asset acceptance filed a judgement against me (which is now on my CR for 7 years in 2003) from an old discover card from 94 which was 10 years old, no longer on my credit report but they still sued me. it was only a card with $1000 cl but they sued me for $2,224 which i had to pay. i always thought they wouldn't sue unless it was a huge amount but not the case. Anyway, i have been working so hard to clean up my credit and it has been a long hard road, but it seems never ending when your state's SOL is 15 years!