@Red1Blue wrote:I got an alert from Discover Score card that my SS No is found on the dark web. What course of action I should take.
I'd freeze all my reports and put a fraud alert on them. You may want to pull your reports and freeze them from secondary reporting agencies, like LexisNexis and Sage Stream.
@Anonymous wrote:Hi,
I also received an email from Discover yesterday saying my SSN was on the dark web. Thank you to everyone for all of the help. When you says file a report with the FTC is it a Fraud Report or a ID Theft Report?
I placed a Fraud Alert on all of my credit reports.
I checked all of my credit reports and so far everything is okay.
I froze all of my credit reports (will be freezing LexusNexus and ChexSystems today).
Signed up for a SSA Account.
Reregistered my IRS account and requested/received an IP Pin.Will be calling the DMV and SS fraud department on Monday.
Is there anything else that I should do? I wanted to file a report to the FTC but wasn't sure what report to file.
Thank you everyone again for all of the help through this.
Slide over on the bench and make room for me. Got the same alert and did everything as you did. Worse: This is REAL identity theft for me not just an alert this time. Back in January (at the time Discover says they found my SS# on the web) I got an alert from Discover that a charge was being put through for $1200 on a website and did I make it? Ummmm NO! I called their fraud department, they denied the charge and closed that account and issued a new card. Did all the fraud stuff but then the thief tried to move all my loyalty points out of my Marriott Bonvoy account and Marriott got suspicious and blocked the move and notified me of potential fraud and they had opened a case. UGH. Next round of whack-a-thief. Latest update is I got notified by MyFICO that the thief is in Hanover VA (call to website where $1200 charge was attempted verified they intended to ship the goods to Hanover VA and used my name. They cancelled the transaction when Discover denied the charge and tagged it as CC fraud. Attempts to call that "consumer" yielded no response for a week), has made and identity using my SS#, different DOB, and different phone. So far no new accounts and bureaus are frozen with fraud alerts. Police and FACTA reports filed but I am 18 shades of PISSED OFF. Get a job scammers. Stealing from me will NOT be profitable.
Stay vigilant because this may not be the end of it for you.
@Cowboys4Life @Anonymous
I need a seat on that bench too. I was notified by Citibank about a fraudlent charge on Christmas Day. One for 1.60, limousine service in the UK, 574 and change from Straight Talk, in Florida. Citi blocked both charges, closed and reissued me a new Credit Card Number. Fast forward to Feb 9th, I saw two alerts from MyFico, one with someone elses name, social security number but my accurate cell phone number, the other alert had all my information on it. Was very old, I was living in a place I haven't been since 2010 but had an accurate old landline number. They didn't get my accurate drivers license, MA issued new numbers years ago but it was my social security number they have.
The second report from MyFico, showed some incomplete name and another social security number but listed with my current cell phone number. I am going to have to get ahold of someone at MyFico, and see what I have to do about that one.
As far as the FTC goes, just go to their page and they have a list of things to choose from. I reported identity theft because they placed fraudulent transactions on my report, which Citibank declined.
Fingers crossed, that's all that happens but Cowboy, that's an awful thing you have to deal with. That's a very bold move trying to move your Ioyalty points after the fraud alert had been placed.
I spoke to Social Security, already had an SSA.gov account and they placed a lock on it. I wanted an extra layer of security and tried adding a credit card but the fraud alert had already been placed and even the Social Security rep couldn't access my account. Level of comfort felt there. I already had a Checksystems lock, because of the Equifax breach in 2017, but I didn't even think of Lexus Nexus. I'll be doing that after I send this reply. Where can I file a FACTA report? My next stop will be to the police station, I am overwhelmed by all of this, taking this one day at a time.
Good luck to all of us!
@SleeplessinMA wrote:@Cowboys4Life @Anonymous
I need a seat on that bench too. I was notified by Citibank about a fraudlent charge on Christmas Day. One for 1.60, limousine service in the UK, 574 and change from Straight Talk, in Florida. Citi blocked both charges, closed and reissued me a new Credit Card Number. Fast forward to Feb 9th, I saw two alerts from MyFico, one with someone elses name, social security number but my accurate cell phone number, the other alert had all my information on it. Was very old, I was living in a place I haven't been since 2010 but had an accurate old landline number. They didn't get my accurate drivers license, MA issued new numbers years ago but it was my social security number they have.
The second report from MyFico, showed some incomplete name and another social security number but listed with my current cell phone number. I am going to have to get ahold of someone at MyFico, and see what I have to do about that one.
As far as the FTC goes, just go to their page and they have a list of things to choose from. I reported identity theft because they placed fraudulent transactions on my report, which Citibank declined.
Fingers crossed, that's all that happens but Cowboy, that's an awful thing you have to deal with. That's a very bold move trying to move your Ioyalty points after the fraud alert had been placed.
I spoke to Social Security, already had an SSA.gov account and they placed a lock on it. I wanted an extra layer of security and tried adding a credit card but the fraud alert had already been placed and even the Social Security rep couldn't access my account. Level of comfort felt there. I already had a Checksystems lock, because of the Equifax breach in 2017, but I didn't even think of Lexus Nexus. I'll be doing that after I send this reply. Where can I file a FACTA report? My next stop will be to the police station, I am overwhelmed by all of this, taking this one day at a time.
Good luck to all of us!
About 6 years ago my CITI account was hacked and cloned. I got an alert to a $1.75 charge at a vending machine in Manhattan. I clicked NO to the alert and CITI called me within seconds. While on the phone with the fraud CSR she asked if I was in Manhattan at Marshalls trying to buy over $400 worth of merchandise. I was furious and told her no. She blocked the charge and explained they use the card for a small amount to see if the account is active. If it is they use it for as much money as fast as they can before it gets shut down. You had the same issue with them.
I will save you time: MyFICO was no help at all beyond: put fraud alerts and freeze your bureaus. I didn't need them to tell me that. You can file a FACTA identity theft report at the FTC.gov website.
I can't say what caused your issues but I have directly linked mine to the T-Mobile data breach and will be speaking with an attorney first thing on Monday about litigation over this. These companies with little to no site security need to start being held accountable for this garbage that ruins or damages our lives.
According to Experian credit reporting, it was from the TMobile breach that occured last year.
