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SUB - missed

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GhostCredit
Regular Contributor

SUB - missed

I don't get it, I thought when I got approved on 9/4 or 9/5 that's when my spending sub starts but apparently I called cause I couldn't see the total spend on cc by pnc. I called and the rep says I'm short $285, but said I spent $1205.04 YTD. 

 

When I checked my statements, I'm short $211 within the 3 billing cycles. Didn't know they go by billing cycles... I'm so confused...

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1 REPLY 1
Windchill92
Regular Contributor

Re: SUB - missed

Some creditors do it by months, others billing cycles.

Growing up I always remember reading "months", now I see "billing cycles" more often...could be cause I am paying more attention to them.

Gardening since 07 July 2025; Total Revolving CL: $107.5k
Inquiries: (as of 06 Jan 2025)
EX: 1/6, 2/12, 3/24
EQ: 1/6, 3/12 (2 auto), 3/24
TU: 1/6, 2/12, 3/24
Message 2 of 2
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