I started in January with 620 Equifax and 659 TU. Equifax just went up to 639. YAY!!! My goal for Equifax at this point is 670. In 2006 I had 700 but everything started falling when I had one year of no job, no unemployment so I started charging everythin. I have no badies but a high utilization. On my way to going back up.
